At Schmidt Financial Group, we believe our services should be defined not by what is easy or scalable – but by what is necessary in order to fully implement our philosophy for our clients. After all, that is why we built the business in the first place.
A Tech-Fluent Client Experience
Our clients are tech-savvy. The financial world is not. We bridge this gap by posting digital performance reports to your encrypted client portal (iPad optimized) – where you can also view your 401k or upload an RSU grant for review at our next meeting. Paperwork can all be signed digitally and securely. A Schmidt Financial client could choose to never touch a physical piece of paper again (at least, when it comes to your finances).
Long-Term Financial Planning
How would a house purchase in two years impact your investment allocation today? How would working at a start-up for five years impact your timing for retirement? Clients have questions that extend far beyond selecting investments. We help define and test these various scenarios, so clients have a plan and a portfolio that reinforce each other.
Stock Option / Real Estate Analysis
An otherwise well-allocated portfolio can easily be undermined by a poor diversification plan or real estate decision. Given the size of technology clients’ exposure to their employer-based stock, and the cost of real estate, it is especially critical that these decisions be vetted and incorporated into the clients’ overall plan.
Tax Strategies & Optimization
With an ever-shifting tax code, the value of proactive tax strategies is continuing to rise. In addition to making tax-efficient decisions related to stock option divesture and implementing intelligent year-end tax harvesting, we also provide clients with a tax-overlay option, which continuously searches the portfolio for opportunities to offset gains and losses throughout the year.
Portfolio Research, Construction & Monitoring
For many firms, an advisor has little visibility into research or portfolio construction. Based on your age and risk tolerance, they have a pre-determined portfolio that applies to you.
At Schmidt Financial Group, our advisors have full visibility into the award-winning, independent research. We then determine the best fit for each client based on their unique equity exposure and goals.
Unified, Consolidated Reporting
Our clients have the ability to see all of their investment assets and track performance in one centralized view. From 401k to IRAs to 529 plans, we plan based on your entire financial picture – so it only makes sense to report your entire financial picture as well.